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Where a lender lends money, such as a mortgage loan, that has to be repaid at some point to a buyer or existing owner and a document is signed by all parties to the arrangement to confirm this. Legal charges are registered against the property at the Land Registry secure the repayment to the lender so that, for example, if the borrower defaulted on their loan repayments or died without having repaid the loan, the lender could recover the value of the loan against the value of the property when it was sold.
A summary or list of relevant title deeds proving the ownership history of a property,…
A document used to confirm that a lender agrees that their already-registered charge (mortgage) will be ranked…
