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A house in multiple occupation (HMO), or a house of multiple occupancy, is a residential property in which common areas – usually bathrooms and kitchens – are shared by more than one household. Local authorities maintain registers of HMOs. This register primarily deals with properties that are let in part or whole or occupied effectively as separate households. If you have current or future plans to let all or part of a property or divide it into sections, it will be important for you to check any council requirements before committing to the purchase.
A document used to confirm that a lender agrees that their already-registered charge (mortgage) will be ranked…
A summary or list of relevant title deeds proving the ownership history of a property,…