What is a Mortgage Deed?


The formal document used when a lender lends money to a property buyer or existing owner. This may also be described as a Legal Charge. The deed is signed by all parties to the loan and registered against the property at the Land Registry, securing repayment of the load to the lender, either from the borrower via mortgage repayments or when the property is sold, including its sale as part of a person’s estate following their death.


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