Buying House – Solicitor
Buying a house with award-winning conveyancing solicitors
Buying a house is exciting but it can also be daunting. The decisions you make along the way could save, or cost you, thousands of pounds. Our straightforward, jargon-free expert advice will mean you know where you stand, every step of the way.
Whether you are a first time buyer, a growing family or searching for your dream retirement property, we know how important it is for you to finally have the keys to your new home in your hand. Each and every one of our clients is our priority. It’s why our property solicitors have been crowned the best in the South West for customer service.
Find out more about our accreditations and awards.
A local and personal solicitor for buying a house in Cornwall and Devon
We have offices in St Austell, Truro, Falmouth, Newquay, Launceston, Liskeard, Penzance and Holsworthy. That gives us a wealth of local knowledge and means we can provide a personal face-to-face service, in a location near to your work or home.
Your property purchase will be handled by a senior and experienced conveyancer with an assigned assistant, so you have two people to contact at all times.
Because we sit on most of the lenders’ panels we have the advantage, over many other conveyancers, of being able to act for both you and your lender, saving you time and money.
What is the process for buying a house?
There are three key stages to buying a house:
1 – The funding
We are recognised by all leading lenders to act for them at the same time as acting for you. This means we can provide them with a report on the property to secure or pay off the mortgage.
2 – Checking the condition of the property
We can recommend appropriate surveyors and specialist contractors to deal with matters such as damp/timber infestation, water quality testing, soil sampling and boiler servicing. Being based in Cornwall and Devon means we can also advise on specialist searches that are specific to this region, such as mundic block, mining features and radon gas.
3 – Confirming the ownership of your new home
We guarantee your legal ownership of the home. This is the hidden work of a conveyancer, but probably the most important and valuable to you. We also ensure that you are fully aware of any restrictions on the use of the property and that it has all necessary rights to enable you to use it as a home.
For a step by step guide on buying a house download step by step guide here.
How long will it take to buy my property?
The average property purchase takes between 6 and 10 weeks (however, during COVID this has significantly increased to between 16-20 weeks). It also depends on a number of factors such as how long it takes for the mortgage to be issued and the complexity of the transaction. Above all, it depends on the other parties in the chain.
Helping first time buyers get onto the housing ladder
Buying your first house is one of life’s major milestones. It is also the single most expensive purchase most of us will ever make. We understand that costs are a particular concern so, to make things easier, we have a specialist rate for first time buyers.
When you are buying your first house, you will be faced with lots of legal jargon. You will also discover that buying a house is complex and it can also be a frustrating process. Our experienced team will guide you every step of the way, explaining in plain English all you need to know. Our priority is to ensure your purchase goes smoothly so you can start to enjoy your new property as soon as possible.
Specialist conveyancing advice for affordable housing
The explosion in house prices in recent years has made it difficult for many first time buyers to get onto the housing ladder. There are a number of affordable housing schemes to help first time buyers, including Help to Buy, Price Covenant and Shared Ownership schemes.
Because the process of buying an affordable housing property is different, it is important to have conveyancers who understand exactly what you need. Our award-winning conveyancing service includes a specialist team dedicated to the affordable housing sector.
Buy to let properties
When you invest in a buy to let property, your needs are very different from when you are buying a home for yourself. That is why you need specialist lawyers, who understand an investment buyer’s unique legal and financial position.
Because Coodes Solicitors sits on the panel of all the major banks and building societies in the country, we are familiar with the formalities lenders impose on their buy to let mortgage products. Our fast and experienced buy to let team can give you expert help and advice on everything from the property purchase to tenancy agreements and disputes, should you experience any difficulties in the future.
What is the cost for your conveyancing services?
We offer competitive pricing and recognise the fear of writing a blank cheque for solicitors’ costs. That is why we have fixed fees, with no hidden costs.