Chloe - you have been great and I am more than happy with how everything has gone.
Residential Property Online Enquirycontact us today
Your local remortgage solicitor in Cornwall and Devon
When your situation changes it may be time to remortgage your property. If your income has increased, you may want to pay off your mortgage more quickly, or perhaps you want to switch to a mortgage with a lower interest rate. Maybe you want to borrow more money to pay for improvements to your home. Whatever the reason for your remortgage, you need solicitors who can give you the best advice and the most efficient service.
A remortgage means moving from one mortgage loan to another, usually with a different lender. The process involves paying off your mortgage using the proceeds from your new mortgage. People sometimes ask a mortgage broker to help them to find the best deal, while others prefer to do the research themselves. Either way, you will need an experienced solicitor to handle your remortgage.
Our conveyancing team is based in offices in St Austell, Truro, Falmouth, Newquay, Launceston, Liskeard, Penzance, St Ives and Holsworthy. That gives us a wealth of local knowledge and means we can provide a personal face-to-face service, in a location near to your work or home.
Because we sit on most of the lenders’ panels we have the advantage, over many other conveyancers, of being able to act for both you and your lender, saving you time and money.
Remortgages are often dealt with in house by large mortgage lending companies. However, choosing a local solicitors firm can make the process smoother. In particular, if your property is in any way unusual, for example if it has mixed residential/commercial use, complicated unregistered titles, or requires dividing into separate parts or transfers between co-owners, our conveyancing solicitors can help where often solicitors tied in through mortgage lenders cannot.
Remortgaging your property is quite an involved process and there can be a lot of financial pressure. Our specialist Personal Disputes team is on hand to help you handle any issues which may arise during your remortgaging process.
During the remortgaging process some property owners may find themselves being chased for payments by creditors. Our specialist team of solicitors can advise you on how to deal with creditors, giving you chance to catch your breath and reorganise your finances.
We understand it is important for you to arrange your remortgage as quickly as possible. As experienced conveyancing solicitors, our aim is to make the remortgage process as easy as it can be for you. It is important for you to feel informed of progress, so we will ensure you are constantly kept up to date.
We know that our clients across Cornwall and Devon appreciate our personal approach. Their feedback has led to us winning a host of customer service awards at the ESTAS Conveyancer Awards.
If you want to remortgage your property to free up some income for retirement, you may be considering an equity release mortgage. Sometimes called lifetime mortgages, equity release mortgages allow homeowners aged 55 and over to tap into the value of their property and access what is often their most valuable asset. An equity release mortgage can make cash available either as a tax-free lump sum or in the form of regular payments, which many use to boost their retirement income.
Coodes Solicitors is the only law firm in Cornwall that is a member of the Equity Release Council, giving you the assurance that the very best equity release advice is right on your doorstep.
If you are considering an equity release mortgage, our specialist Equity Release team can help advise you.