What is a Legal Charge?


Where a lender lends money, such as a mortgage loan, that has to be repaid at some point to a buyer or existing owner and a document is signed by all parties to the arrangement to confirm this. Legal charges are registered against the property at the Land Registry secure the repayment to the lender so that, for example, if the borrower defaulted on their loan repayments or died without having repaid the loan, the lender could recover the value of the loan against the value of the property when it was sold.


Search Legal Jargon


What is an Abstract or Epitome of Title?

A summary or list of relevant title deeds proving the ownership history of a property,…

Read more

What is a Deed of Postponement or Priority?

A document used to confirm that a lender agrees that their already-registered charge (mortgage) will be ranked…

Read more

Portfolio Builder

Select the legal expertise that you would like to download or add to the portfolio

Download    Add to portfolio   
Title Type CV Email

Remove All


Click here to share this shortlist.
(It will expire after 30 days.)