Affordable Housing Solicitor
Your affordable housing solicitor in Cornwall and Devon
We are one of the region’s only specialist affordable housing solicitor teams.
When you are buying a home, you need conveyancing solicitors you can trust. And if your new home is an affordable housing property, you want to be sure your conveyancers have the specialist expertise to advise you, every step of the way.
Because the process of buying an affordable housing property is different, it is important to have conveyancers who understand exactly what you need. Our award-winning conveyancing service includes a specialist team dedicated to the affordable housing sector.
Because we sit on most of the lenders’ panels we have the advantage, over many other conveyancers, of being able to act for both you and your lender, saving you time and money.
Special rates for affordable housing
We understand that moving house is expensive. Spiralling legal fees can add to the worry, so we offer special rates for anyone buying an affordable housing property.
A personal and professional affordable housing solicitor
There’s no doubt about it, moving home is one of life’s most stressful events. When you are buying an affordable housing property there is a lot to organise, right up until the moment when you have the keys in your hand.
As experienced affordable housing solicitors, our aim is to make the process as smooth as possible. It is important for you to feel informed of progress, so will ensure you are constantly kept up to date. Buying an affordable property is complex, but our straightforward, jargon-free advice will ensure you understand the process.
It can be very frustrating if you do not feel you are being kept updated or if you do not know who you should contact with questions. That is why your property purchase will be handled by a senior and experienced conveyancer with an assigned assistant, so you have two people to contact at all times.
We know that our clients across Cornwall and Devon appreciate our personal approach. Their feedback has led to us winning a host of customer service awards at the ESTAS Conveyancer Awards.
Affordable housing solicitors with local knowledge
Cornwall and Devon are unique places. We know because our conveyancing solicitors all live and work in communities across the region.We have offices in St Austell, Truro, Falmouth, Newquay, Launceston, Liskeard, Penzance, St Ives and Holsworthy. That gives us a wealth of local knowledge on all the new affordable housing developments and means we can provide a personal face-to-face service, in a location near to your work or home.
A conveyancing team with affordable housing expertise
When you are buying an affordable housing property, the legal process is different from buying most other properties. We know that time is of the essence. New build property developers impose strict time constraints for exchange and completion. Our affordable housing team is committed to making sure you can start enjoying your new home as soon as possible.
If you have a First Time Buyer ISA, this has to be tied in with exchange and completion dates. We are used to dealing with First Time Buyer ISAs and understand that mortgage offers have to be approved by the Housing Association before exchange can take place. A common problem is that a S106 or lease is not compliant with your lender’s affordable lending criteria. All of this can add to the stress and uncertainty of buying an affordable housing property. So, we will ensure you understand what needs to happen and keep you updated throughout the process.
Our specialist affordable housing team works closely with Housing Associations across Cornwall and Devon. This collaborative approach will speed up the process and iron out any issues, helping your move go as smoothly as possible.
Helping you understand affordable housing schemes
Affordable housing schemes are for people who are finding it difficult to get on the property ladder or require financial assistance to move home. Some schemes are restricted to first time buyers, while others are for people living in a certain locality or on local authority or Housing Association waiting lists.
Our affordable housing conveyancers will help you understand the differences between all types of affordable housing schemes. We can advise you on Help to Buy ISAs, the right to buy, resale price covenant scheme, Help to Buy and shared ownership schemes.